Being Your Own Boss Shouldn’t Make Getting a Home Loan Harder
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Running your own business comes with freedom, flexibility—and a few finance challenges. If you’re self-employed and looking for a home loan, you’ve probably already run into the roadblocks: more paperwork, extra scrutiny, and lenders who just don’t “get” how your income works.
At Fundsie, we specialise in helping business owners, freelancers, and contractors access the lending they deserve. Whether your income’s irregular, your tax returns aren’t finalised, or your structure’s a little complex—we know how to work with it.
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We've Got Solutions, Not Excuses
Self-Employed? Here's How We Can Help
We offer tailored support for:
- Sole traders and contractors
- Company directors and trust structures
- Partnerships or family-run businesses
- New businesses with strong cashflow or low-doc evidence
Even if your income isn’t textbook, we can help structure a loan using:
- Business activity statements (BAS)
- Accountant declarations
- Interim financials or low-doc options
- A mix of PAYG and self-employed income streams
Common Scenarios We Work With
- Just launched your business in the last 12–24 months? Let’s chat.
- Declared less income for tax purposes? We’ll help you present your strongest financial case.
- Managing multiple income streams or ABNs? We know how to bring it all together.
- Struggling with traditional lender rules? We’ve got access to specialist non-bank lenders who understand self-employed borrowers.
Your Dream Home Starts Here
Take the first step toward homeownership. Explore mortgage options tailored to your needs.
Why Self-Employed Clients Choose Fundsie
We understand business
You're not a number on a spreadsheet. We take the time to get the full picture.
We know how to package your application
It's not just what you earn, it’s how you present it. We make sure lenders see your strengths.
We compare lenders who specialise in self-employed loans
From banks to boutique funders, we know who to approach (and who to avoid).
We help you gather the right documents
So you don’t get stuck in back-and-forth admin.
We keep things simple
No jargon, no judgment, just a smarter way to finance your goals.
Let’s Make It Happen
Whether you’re looking to buy your first home, refinance an existing property, or invest in your future—we’ll help you secure finance that respects your hustle.
Or book a call and let’s talk about how to turn your business income into a powerful borrowing strategy.
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- Burleigh Heads, QLD, 4220 ABN 33 635 257 831
