Flexible Finance, When You Need It
A line of credit is one of the most versatile lending tools out there. It gives you access to funds when you need them—without having to apply for a new loan each time. Whether it’s for home improvements, cashflow support, or an unexpected expense, it’s all about giving you breathing room.
At Fundsie, we help clients set up smart, structured line of credit facilities that suit their goals and financial habits—whether you’re a homeowner, investor, or small business operator.
Get A Free Quote
What Is a Line of Credit?
A line of credit (LOC) is a revolving loan facility that allows you to borrow up to an approved limit, repay it, and borrow again—similar to a credit card, but typically with lower interest rates and more flexibility.
You only pay interest on the amount you actually use, not the full approved limit. It’s ideal for people or businesses who need access to funds, but don’t always know exactly when or how much they’ll need.
Common Uses
Home renovations
Draw on funds as needed, stage by stage
Business cashflow
Cover short-term expenses or seasonal dips
Emergency buffer
For peace of mind when the unexpected pops up
Pay off short-term debts
Consolidate and simplify
Investment opportunities
Jump on time-sensitive deals when they arise
Key Benefits
- Only pay interest on what you use
- No need to reapply every time you borrow
- Redraw and repay as often as you like (within the limit)
- Can be secured or unsecured depending on your situation
- Great alternative to personal loans or credit cards
We’ll help you choose a LOC that’s structured around your goals and financial habits.
Who It’s For
- Homeowners with equity looking for flexibility
- Investors who want access to capital for quick opportunities
- Business owners managing cashflow cycles
- Clients who want a safety net, but don’t want to lock in a fixed loan
What Lenders Look At
- Your income and credit history
- Available equity (if secured)
- Your ability to service the limit
- Business revenue (for commercial LOCs)
- Loan purpose and usage
Your Dream Home Starts Here
Take the first step toward homeownership. Explore mortgage options tailored to your needs.
Why Choose Fundsie?
We explain it clearly
No confusing jargon or fine print.
We tailor the limit to your needs
Not too much, not too little—just the right fit.
We compare lenders
From banks to specialist providers, we’ll find your best option.
We handle the paperwork
So you can focus on what matters most.
We’re always in your corner
Even after settlement, we’re just a call away.
Let’s Set Up a Flexible Finance Safety Net
Want access to funds without locking into a big loan? A line of credit could be exactly what you need. Let’s explore your options.
Get A Free Quote
- Burleigh Heads, QLD, 4220 ABN 33 635 257 831
